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Palma, Spain - June 14, 2012: The logo for Banesto outside a branch of Banco Espanol de Credito, S.A in Palma, Spain, on 14 June. Banco Espanol de Credito SA, a retail-banking unit of Banco Santander SA, which first-quarter profit declined 20 percent as lending revenue slumped. Currently Banesto is the fifth-largest banking group in Spain with more than 1,770 branches.